Please report outages in the thread "messages/server outages", Thanks.
if you don't wanna get killed then purchase guard or make some one stand guard at the door...anyone can brake into others people houses now day and even more if they are ninjas and they can use techniques
no, you don't pay "one time" gold+gems to escape PvP forever.Though most don't look in houses but in the fields.
a) concept: guards should be payed by _all_ who sleep in the house... hence the high price.
b) pvp is possible when you stand guard... I mean, he does not try to sneak in and murder you in your sleep, there will be a pvp fight.
I haven't really been getting attacked lately in my dwelling, but on my other account, I get attacked all the time. Probably because people love to prey on Genin and Acads, but of course getting a dwelling won't always keep you safe...even in reality, people break in to your house (cept seldomly) and if everyone was a ninja, I bet it would happen a lot more often. Just be glad that you won't get attacked as many times as you would sleeping in the fields.
same here my other accounts keep getting successful and failed plunders from genins, and hunternins