Now that just sounds selfish. And to get Kyuubi you have to be at least 50dk in, so you can't be that "noobish" as you so blandly put it. And you have to have 500,000 gold and 500 gems to get it, at that.
And at that, you're paying a fair amount of gold to get it.
Now, in one game day, at MOST you can withdraw 9,000 gold, and that's level 15. So, at most, with that, you could withdraw... Hey, lookie there, 1 gem?
Dang, those "noobs" sure are nifty; working around the system. I am sure that one gem will go towards the gem hall of fame, massively.
When I was still leveling, in a normal game day I would get around 20,000gold. Even now, as level 15, sitting, wasting all my turns, I get around 10-40k gold a game day. And that's why I believe it should be based partially on your dk rating.
Maybe... 500g(dk)=1G?
g=gold, G=gem
For someone with 49 kills like myself, it would take 24,500 gold for a gem. For an Acad, after all, 500 gold IS a lot, and a gem is still a lot.